HYIP or a high-yield investment program is a type of investment in which operators launch an online platform that offers an investment program to give high returns to investors. But that doesn't necessarily mean that it's a safe and solid investment. Look to HYIPs as more like gambling than an investment, and only use money that you can afford to lose. HYIPs basically take the investments of their members and invest them as a whole into more standard investments, including stocks, high yield bonds, foreign exchange trading (FOREX), or other programs. It works almost like a loan to the creator of the HYIP in which they pay you back with the profits that they gain on your money, kind of like interest on your principle. HYIP online programs have different interest payment terms, and you need to know all the rules before you join up with one. They can either pay a daily percentage, which is usually in the range of 1 to 10%, weekly, which can pay anywhere from 5 to 50%, and monthly, which can pay anywhere from 20 to 200%. Make sure that you find one that meets your needs in terms of profit gains, such as if you're doing it short term or long term. Studying all the site information, including the FAQ, the terms and anything else you may come across is a good idea if you want to know what's happening with your hard-earned dollars. Making money through an HYIP is as simple as choosing a stable one, putting your money in, and receiving the returns. A program that pays lower returns over a longer timeframe is most likely to be stable. If it continues to attract new investors and retains the interest of those who already are invested, it should continue to pay out. Starting off with an HYIP online is simple, since all you have to do is register with them and then deposit some money into your HYIP account using the payment processor that they outline. The profits are paid out to the same processor to streamline the process.